Otto grew up calling Miami Beach home. Spent High School and College in the northeast graduating from Hobart College in 2006. Played lacrosse at Hobart, managed the college radio station, and enjoyed photography while studying abroad. Extra curricular activities have always been a passion.

Moving home to Miami after college to work in the insurance business helped stoke the business and social side to his personality. He and his partner, Bill Beckham, recently started an insurance agency, JM Private Insurance, with the premise of developing personal relationships with the people they do business with. As an insurance agent, Otto enjoys learning about his client’s businesses but the stories about how they start or keep running are most interesting. He has grown to have an expertise in real estate insurance, professional liability, non-profit insurance coverages among others. Otto likes the more complicated risks that demand an expertise.